Terms & Conditions

Carfindnz.com is operated by The Black Umbrella Group Limited trading as Carfindnz ("we", "us", "our").

These Terms and Conditions govern your access to and use of the Carfindnz website, applications, marketplace services, vehicle listings, partner offers, finance enquiry services and any related services provided by us.

By accessing or using Carfindnz, you agree to these Terms and Conditions. If you do not agree with these Terms, you must not use our website or services.

We may update these Terms and Conditions from time to time. Any changes will apply from the date they are published on our website. You should review these Terms each time you use Carfindnz.

Carfindnz provides an online platform that allows users to:

• Search and browse vehicles listed by dealers and private sellers
• Contact sellers regarding vehicles
• Submit enquiries
• Request finance assistance
• Access automotive-related offers, promotions and partner services
• Use features that may assist with vehicle ownership

Carfindnz is a marketplace platform only. Unless expressly stated, Carfindnz does not own, sell, inspect, warrant, or guarantee vehicles listed on the platform.

You must:

• Provide accurate information when creating an account or submitting enquiries
• Use the website only for lawful purposes
• Not misuse, interfere with, or attempt to damage the website
• Not upload misleading, unlawful or harmful content

You must not:

• Copy, scrape, reproduce or extract website content, vehicle listings or data without our written permission
• Use automated systems to collect information from Carfindnz
• Attempt to gain unauthorised access to our systems
• Upload viruses, malicious code or harmful material

You must be at least 18 years old to create an account, submit finance enquiries or enter into transactions through Carfindnz.

Carfindnz is intended primarily for users located in New Zealand.

Vehicles listed on Carfindnz may be provided by:

• Motor vehicle dealers
• Private sellers
• Third-party partners

We do not guarantee that:

• A vehicle remains available
• Vehicle descriptions are accurate
• Vehicle condition is as described
• Pricing includes all government charges, fees or costs
• A seller will complete a transaction

Users are responsible for conducting their own investigations before purchasing any vehicle.

This may include:

• Vehicle inspections
• PPSR checks
• Confirming ownership
• Confirming mileage
• Confirming vehicle history
• Confirming any finance owing or security interests

Carfindnz is not a party to any agreement between buyers and sellers.

Any purchase, sale, payment, delivery, inspection or dispute relating to a vehicle occurs directly between the buyer and seller.

Carfindnz is not responsible for:

• The condition of vehicles
• Seller behaviour
• Buyer behaviour
• Payment disputes
• Vehicle ownership disputes
• Any loss resulting from transactions between users

Users listing vehicles agree that:

• Information provided must be accurate and current
• They have the legal right to advertise the vehicle
• They comply with all applicable New Zealand laws
• They comply with the Motor Vehicle Sales Act 2003 where applicable
• They provide clear and accurate pricing information

Motor vehicle traders are responsible for complying with their legal obligations including consumer protection requirements.

Carfindnz may provide users with access to finance enquiry services through associated finance providers or advisers.

Submitting a finance enquiry does not guarantee:

• Approval
• A loan offer
• A particular interest rate
• Finance availability

Finance applications are subject to lender assessment, eligibility requirements and responsible lending obligations.

Carfindnz may display offers, discounts, promotions or rewards provided by third-party partners.

These offers are provided by independent businesses.

Carfindnz does not guarantee:

• Availability of offers
• Quality of partner services
• Accuracy of partner information
• Redemption of offers

Users should review any terms and conditions attached to individual promotions.

Carfindnz may allow users to upload content including:

• Vehicle information
• Photos
• Reviews
• Messages
• Business information

You remain responsible for content you upload.

By submitting content, you grant Carfindnz permission to use, display, reproduce and distribute that content for the purpose of operating and promoting the platform.

You confirm that your content:

• Is accurate
• Does not infringe another person's rights
• Is not misleading
• Does not contain unlawful or offensive material

We may remove content that breaches these Terms.

All intellectual property relating to Carfindnz, including:

• Branding
• Logos
• Website design
• Software
• Content
• Systems
• Databases

belongs to Carfindnz or its licensors.

You must not copy, reproduce, modify, distribute or commercially exploit any part of Carfindnz without written permission.

We aim to provide a reliable service but do not guarantee that Carfindnz will always be available, uninterrupted or error-free.

We may:

• Update features
• Suspend services
• Remove content
• Modify functionality

While we take reasonable steps to maintain accurate information, Carfindnz does not guarantee that all information displayed on the platform is complete, accurate or current.

Users should independently verify information before making decisions.

We collect and use personal information to operate Carfindnz, provide services, respond to enquiries and connect users with relevant businesses.

Your information will be handled in accordance with our Privacy Policy and the New Zealand Privacy Act 2020.

To the maximum extent permitted by law, Carfindnz is not responsible for:

• Loss arising from vehicle purchases
• Transactions between users
• Reliance on information displayed on the website
• Third-party products or services
• Interruptions to website availability

Nothing in these Terms excludes any rights or protections that cannot legally be excluded under New Zealand law.

We may suspend or terminate your access to Carfindnz if you:

• Breach these Terms
• Provide misleading information
• Misuse the platform
• Engage in unlawful activity

These Terms are governed by the laws of New Zealand.

Any disputes will be subject to the jurisdiction of the New Zealand courts.

If you have questions regarding these Terms, please contact Carfindnz through the contact details provided on our website.